Robust Treasury. Cleaner Balance Sheets. Better Cost of Capital.

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SERVICES

Our Services

Most SMEs mismanage their finances due to lack of awareness—not optimizing idle cash, paying higher debt costs, neglecting cash flow tracking, or missing compliance steps. This results in lost profits, cash crunches, and missed growth opportunities. Structured financial management and treasury solutions can directly fix these gaps, improve efficiency, and support sustainable growth.

Cash Management

Manage idle funds by allocating them to regulated liquid funds, overnight funds, and treasury bills in India. Offering high liquidity & safety, ensuring cash is efficiently deployed and readily available.

Debt Restructuring

Refinance existing debt to reduce interest burden and improve cash flows.

SME Listing

Navigate SME IPO process with governance, reporting, and partner support.

Treasury Advisory

Strategic advisory on cash ladders, refinancing windows, and capital structure.

WHY

Why do you need corporate treasury services? Let's clear the air.

Myth: "Only individuals can invest in financial products"

Many business owners believe that only promoters, not their companies or firms, can invest in mutual funds or other instruments. Reality: Your company can invest idle cash too. Private limited companies, LLPs and partnership firms can open a corporate demat / mutual fund account and deploy surplus cash into liquid funds, ultra-short-term debt funds, bonds and other regulated instruments, within board or partnership resolutions. This helps earn better returns on idle balances while keeping liquidity for salaries, vendor payments and working capital needs.

Myth: "Idle cash is safe"

It's expensive. Optimize with laddered instruments. We help you deploy idle cash efficiently through structured products that provide better returns while maintaining liquidity.

Myth: "Trusts and societies can only keep money in FDs"

Many trustees assume charity or society funds must always sit in bank fixed deposits, even when large grants or corpus remain idle for years. Reality: Regulations allow smarter, compliant investments. Charitable trusts, NGOs and housing/co‑operative societies can allocate surplus funds to mutual funds, government and PSU bonds, and other specified instruments while staying fully compliant.

Myth: "We're too small for treasury management"

Many SMEs and family businesses think treasury, cash ladders and ALM are only for large corporates with in-house CFO teams. Reality: If you have loans and idle cash, you already have a treasury. Companies with term loans, working capital limits and surplus cash in current accounts can unlock value. Even with basic treasury practices you can reduce interest costs, improve liquidity and prevent cash crunches.

Myth: "SME IPO is too complex"

It's process and partners. We orchestrate both. From governance setup to regulatory compliance, we guide you through every step of the SME listing process.

iVentures Philosophy
PHILOSOPHY

The Philosophy – What Sets Us Apart

iVentures Capital understands corporate finance—we help you optimize every rupee.

01

Strategic Guidance

Pain Point: The business works hard to grow, but impulsive withdrawals and mixed finances keep pulling the ladder down a few rungs every year.

Our Solution: We design a clear profit-allocation policy that separates working capital, reserves, and the promoter's share of wealth, so the enterprise can grow efficiently.

02

Credible Partnerships

Pain Point: Firms often fall prey to low yield products to oblige institutions. You say yes to a product just to "park" surplus cash, then spend the year wondering if it's locked, risky, or even right for your business.

Our Solution: We work as a product‑neutral treasury advisor—curating regulated, suitable options ensuring every product is true to label.

03

Efficient Execution

Pain Point: In most SMEs, treasury is considered a side job and no one's main responsibility.

Our Solution: We act as a dedicated, external treasury and wealth manager working alongside you with defined investment frameworks without the fixed cost of a full in‑house treasury team.

04

Pragmatic Approach

Pain Point: Irregular receivables, ad‑hoc payments, and scattered idle multiple accounts, which leads to chronic cashflow stress and reactive decision‑making.

Our Solution: We create a single cash map, consolidate idle balances, and deploy them into liquid, and safe instruments so every rupee adds up to growth and profitability.

CASE STUDY

Case Studies

Real examples of how we've helped corporates optimize their treasury and financing.

TREASURY MANAGEMENT

Making Idle Funds Work, Even on Holidays

A client was unaware that surplus funds could be actively deployed beyond regular market hours. We structured a treasury management solution that ensured liquidity while optimising returns, even during non-working days. Outcome: better utilisation of idle cash, improved yield, and tighter control over short-term funds.

TAX EFFICIENT WEALTH

Wealth Creation Through Private Limited Structures

A family-owned enterprise avoided drawing higher salaries due to tax implications, which limited long-term wealth creation. We helped them deploy surplus funds directly from their private limited company, creating a structured investment approach for family capital. Outcome: meaningful wealth accumulation within the company, to create reserves and surplus in the balance sheet, capital efficiency, and the ability to defer taxation over multiple years.

WORKING CAPITAL OPTIMISATION

Using Market Instruments Instead of Traditional FDs

For day-to-day business needs, the client relied on fixed deposits as collateral for overdraft facilities. Through our discussions, we restructured their approach by positioning mutual fund holdings—particularly debt funds—as an alternative to FDs, while also maintaining exposure through hybrid and equity funds. Outcome: improved liquidity, deferred taxation on accrued income, lower tax impact, and faster growth of surplus capital without compromising working capital access.

Questions

Frequently Asked Questions

Common questions about our Corporate Treasury services

How safe are the proposed treasury and investment products, and how are they regulated in India (RBI, SEBI, exchanges, credit rating framework)?

The treasury and investment products—such as Government Securities (G-Secs), Treasury Bills, Commercial Paper, Bonds, and market-linked instruments—are governed by India's financial regulatory framework. The Reserve Bank of India (RBI) regulates money markets and government securities, SEBI regulates capital markets, mutual funds, and credit rating agencies, while stock exchanges and clearing corporations ensure transparent trading, settlement, and custody. Credit rating agencies registered with SEBI publish independent ratings to assess issuer credit quality.

What are the key risks (market, credit, liquidity, interest-rate) in these instruments, and how is risk measured and monitored for our company?

Key risks include market risk (price fluctuations), credit risk (issuer default), liquidity risk (ability to exit investments), and interest-rate risk (impact of rate movements). These risks are managed using credit ratings, internal exposure limits, portfolio diversification, duration tracking, mark-to-market valuation, and regular portfolio monitoring against approved treasury policies.

How does your firm ensure regulatory compliance and governance in all treasury and investment transactions for corporates?

All transactions are executed in compliance with RBI, SEBI, and exchange regulations. We follow documented investment policies, maker–checker controls, periodic audits, compliance reviews, and reporting standards to ensure every transaction meets regulatory and corporate governance requirements.

Where will our account be created and how will the fund flow work?

Your investments are held in regulated bank and custodian accounts, including demat and settlement accounts where applicable. Funds move directly from your company's bank account to approved investment and settlement accounts through traceable banking channels, ensuring full auditability and compliances regulated by SEBI.

Can I access my funds/Investment accounts consolidated reports on a regular basis?

Yes. You can access consolidated statements through CAMS, fund houses, and other regulated platforms.

How transparent are your fees, revenue model, and any distributor commissions, and how do you manage potential conflicts of interest?

All fees, commissions, and revenue sources are fully disclosed upfront. We follow strict conflict-of-interest and disclosure policies, ensuring recommendations are based on suitability, risk profile, and regulatory best practices rather than commissions.

What internal controls, maker–checker workflows, and audit trails exist on your platform so that our auditors and board are comfortable?

Our platform uses maker–checker workflows, role-based access controls, automated audit logs, transaction histories, and reconciliation reports. This ensures every action is recorded, traceable, and independently verifiable for audits, board reviews, and compliance checks.

Can promoters and CFOs access consolidated views across multiple group entities, SPVs, and banking relationships in one place?

Yes. Promoters, CFOs, and finance teams can view consolidated dashboards across all group companies, SPVs, and banking relationships, providing a single source of truth for cash balances, investments, maturities, and exposures.

What documentation and board/shareholder approvals are required to start, and how do you support during audits, banking reviews, and rating evaluations?

Typically, you need board resolutions, treasury or investment policy approval, KYC documents, and authorised signatory mandates. We assist throughout onboarding, statutory audits, bank due diligence, and credit rating or lender reviews with reports, confirmations, and transaction records.

Beyond product execution, what advisory support do you provide on capital structure, debt refinancing windows, SME IPO readiness, and long-term treasury policy?

We provide strategic advisory on capital structure optimisation, debt refinancing timing, interest cost reduction, SME IPO readiness, liquidity planning, and long-term treasury policy design aligned with RBI, SEBI, and corporate governance best practices.